Despite taking precautions, you may find yourself a victim of a car break-in. Thieves can strike at any time, whether it’s your stereo, designer handbag, or any other valuable item. Fortunately, if you have insurance, you’re covered. But what should you do next? Being robbed can be a distressing experience, but having a plan can help you navigate the situation.

Immediate Steps to Take

Firstly, ensure you’re in a safe location. While most stories about car damage being part of a dangerous initiation ritual are urban legends, it’s better to be safe than sorry. Once you’re safe, contact the police and report the incident. If it’s safe to do so, document the scene by taking photos of your damaged car from all angles and making a list of stolen items. When the police arrive, they’ll ask you to file a report. Be ready with your license, registration, auto insurance ID card, and the photos and list of stolen items. If your credit or debit card was stolen, contact your bank immediately to cancel it. Next, file an insurance claim. Comprehensive insurance will cover the cost of repairing the damage to your car. Your condo, renters, or home insurance should cover your personal items.

Giles & Iten Insurance: Serving Surprise, AZ

If you’re in the Surprise, AZ area and need auto insurance, don’t hesitate to contact Giles & Iten Insurance. Our friendly and knowledgeable agents will help you find the policy that best suits your needs.