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Planning a vacation trip out of town can be complicated. If you are traveling to Mexico or the Caribbean beaches, it is worthwhile to purchase travel insurance during the hurricane season (June 1–November 30). Giles & Iten Insurance of Surprise, AZ staff can offer policy options that protect your vacation investment.
What is Travel Insurance?
Like it or not, the world’s hottest vacation spots are in active hurricane zones. Chances are your travel plans will be delayed or canceled because of a hurricane warning. It is a smart move to buy travel insurance after purchasing your plane tickets and hotel reservations. But act fast; the policy will be deemed invalid if not purchased within days of finalizing your travel arrangements. Once a hurricane is identified and named, it is too late to obtain protection. The coverage has strict stipulations that offer only travel credit if your vacation plans are derailed.
What Travel Insurance Covers During Hurricane Season
Experienced travelers have extensive travel insurance policy that protects their investments if their flights and hotel reservations have been delayed or canceled during hurricane season. The coverage reimburses your travel costs if the vacation destination is deemed uninhabitable by local government officials following a hurricane. Also, you can submit a travel insurance claim if your vacation is cut short by a mandatory evacuation order in anticipation of the storm coming on land.
Understanding the travel insurance policy terms clearly will help determine what is or is not a valid claim. The specific language in the agreement is not easy to read, especially if you’re unfamiliar with insurance terminology.
Travel insurance can be a tricky proposition if the coverage is not sufficient. The Giles & Iten Insurance of Surprise, AZ staff can create a policy that protects your financial interest. Call and schedule an appointment today.
