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If you are crossing to Mexico with a car, you may need to know a thing or two about Mexican insurance. Luckily, Giles & Iten Insurance of Surprise, AZ, got you covered when it comes to insurance matters. We offer numerous insurance coverages, ranging from auto, commercial, home, life, boat, and RV insurance. But today, we are answering questions you might have about Mexican insurance.
Why do I need Mexico auto insurance?
When driving your vehicle on highways and other public roads, you are required to have at least liability insurance issued by a Mexican Insurance Company. Mexico doesn’t recognize foreign auto coverages, so your US car insurance may not protect you when you are involved in an accident in Mexico.
Must I buy Mexico Insurance even if my domestic auto insurance has a Mexico endorsement?
Many insurance agents bordering Mexico offer a Mexico endorsement that covers you within certain miles from the border. But remember, this coverage is limited to the number of times you enter Mexico. Plus, it covers physical damage to your vehicle but not third-party claims.
So, even if you have a Mexico endorsement, you should add third-party coverage that conforms to the authorities’ requirements. And one more thing — you need to buy Mexican insurance before entering Mexico.
Can a Mexican national drive my car? Will the policy cover them?
It’s a definite no. Mexicans are not legally required to drive a foreign-registered vehicle. And because it’s not legal, then it’s an exclusion for your Mexican insurance.
How can I buy Mexican insurance?
Buying Mexican insurance is easy with Giles & Iten Insurance based in Surprise, AZ. After providing us with a few details, you will be on your way driving to Mexico. Please visit our website page today to get started.
